How much does a pet really cost?

Real numbers for what pets cost to buy, keep and insure in the United States: insurance premiums by breed and state, the price of owning small and exotic animals, and what common vet visits and treatments cost. Every figure links to its source and shows when it was checked.

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Pet insurance cost by breed

• How Much Does Pet Insurance Cost for a French Bulldog? (2026)
  Pet insurance for a French Bulldog runs about $69.59 a month on average for Spot policyholders, and NerdWallet…
• How Much Does Pet Insurance Cost for an English Bulldog? (2026)
  English Bulldog owners insured with Spot pay an average of $74.34 a month across its policyholders. MoneyGeek'…
• How Much Does Pet Insurance Cost for a Golden Retriever? (2026)
  Pet insurance for a Golden Retriever averages about $59 a month in Spot's 2026 data, and NerdWallet's 2026 sam…
• How Much Does Pet Insurance Cost for a Dachshund? (2026)
  Pet insurance for a Dachshund is cheaper than for most purebreds: in MoneyGeek's 2026 analysis, priced for a 6…
• How Much Does Pet Insurance Cost for a Labrador Retriever? (2026)
  Pet insurance for a Labrador Retriever costs about $53–$54 a month in NerdWallet's 2026 sample quotes for a 2-…
• How Much Does Pet Insurance Cost for a Doberman Pinscher? (2026)
  Pet insurance for a Doberman Pinscher typically runs $57–$133 a month in Canine Bible's 2026 sample quotes (av…
• How Much Does Pet Insurance Cost for a Shih Tzu? (2026)
  A Shih Tzu is one of the cheaper dogs to insure: the leading insurers charge about $22–$36 a month for a 6-yea…
• How Much Does Pet Insurance Cost for a Rottweiler? (2026)
  Pet insurance for a Rottweiler costs roughly $45–$133 a month, averaging $99 in Canine Bible's 2026 sample quo…
• How Much Does Pet Insurance Cost for a Pit Bull? (2026)
  Pet insurance for a Pit Bull runs about $28–$67 a month for a young adult at the major insurers, with Lemonade…
• How Much Does Pet Insurance Cost for a Beagle? (2026)
  Pet insurance for a Beagle costs about $37–$63 a month for a 2- or 6-year-old in Canine Bible's 2026 sample qu…
• How Much Does Pet Insurance Cost for a Bernese Mountain Dog? (2026)
  Pet insurance for a Bernese Mountain Dog runs about $65 a month on average (roughly $44–$91 depending on plan …
• How Much Does Pet Insurance Cost for a Cockapoo? (2026)
  Pet insurance for a Cockapoo averages about $73 a month for a 6-year-old on a $5,000, $500-deductible, 80% pla…
• How Much Does Pet Insurance Cost for a Goldendoodle? (2026)
  Pet insurance for a Goldendoodle averages $91 a month for a 6-year-old on a $5,000, $500-deductible, 80% plan …
• How Much Does Pet Insurance Cost for a Maine Coon? (2026)
  Insuring a Maine Coon costs about $37–$38 a month on average, a few dollars above the typical cat, and jumps t…
• How Much Does Pet Insurance Cost for a Ragdoll? (2026)
  Pet insurance for a Ragdoll costs about $33 a month for a 7-year-old on a $5,000, $500-deductible, 80% plan, c…
• How Much Does Pet Insurance Cost for a German Shepherd? (2026)
  Accident-and-illness coverage for a German Shepherd runs roughly $39 to $61 a month for a 6-year-old dog on a …
• How Much Does Pet Insurance Cost for a Great Dane? (2026)
  Great Danes are among the priciest dogs to insure: MoneyGeek's June 2026 quotes for a 6-year-old on a $5,000 l…
• How Much Does Pet Insurance Cost for a Border Collie? (2026)
  Border Collies are one of the cheaper purebreds to insure: iHeartDogs' June 2026 quotes for a 1-year-old male …
• How Much Does Pet Insurance Cost for a Cane Corso? (2026)
  Insuring a Cane Corso costs $60 to $91 a month for a 6-year-old on MoneyGeek's standard $5,000-limit, $500-ded…
• How Much Does Pet Insurance Cost for a Cavapoo? (2026)
  Cavapoo insurance is on the affordable side: Spot's 2025 policyholders paid an average of $44.76 a month, and …