How much does a pet really cost?
Real numbers for what pets cost to buy, keep and insure in the United States: insurance premiums by breed and state, the price of owning small and exotic animals, and what common vet visits and treatments cost. Every figure links to its source and shows when it was checked.
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Pet insurance cost by breed
How Much Does Pet Insurance Cost for A French Bulldog? (2026) Pet insurance for a French Bulldog runs about $69.59 a month on average for Spot policyholders, and NerdWallet… How Much Does Pet Insurance Cost for An English Bulldog? (2026) English Bulldog owners insured with Spot pay an average of $74.34 a month across its policyholders. MoneyGeek'… How Much Does Pet Insurance Cost for A Golden Retriever? (2026) Pet insurance for a Golden Retriever averages about $59 a month in Spot's 2026 data, and NerdWallet's 2026 sam… How Much Does Pet Insurance Cost for A Dachshund? (2026) Pet insurance for a Dachshund is cheaper than for most purebreds: in MoneyGeek's 2026 analysis, priced for a 6… How Much Does Pet Insurance Cost for A Labrador Retriever? (2026) Pet insurance for a Labrador Retriever costs about $53–$54 a month in NerdWallet's 2026 sample quotes for a 2-… How Much Does Pet Insurance Cost for A Doberman Pinscher? (2026) Pet insurance for a Doberman Pinscher typically runs $57–$133 a month in Canine Bible's 2026 sample quotes (av… How Much Does Pet Insurance Cost for A Shih Tzu? (2026) A Shih Tzu is one of the cheaper dogs to insure: the leading insurers charge about $22–$36 a month for a 6-yea… How Much Does Pet Insurance Cost for A Rottweiler? (2026) Pet insurance for a Rottweiler costs roughly $45–$133 a month, averaging $99 in Canine Bible's 2026 sample quo… How Much Does Pet Insurance Cost for A Pit Bull? (2026) Pet insurance for a Pit Bull runs about $28–$67 a month for a young adult at the major insurers, with Lemonade… How Much Does Pet Insurance Cost for A Beagle? (2026) Pet insurance for a Beagle costs about $37–$63 a month for a 2- or 6-year-old in Canine Bible's 2026 sample qu… How Much Does Pet Insurance Cost for A Bernese Mountain Dog? (2026) Pet insurance for a Bernese Mountain Dog runs about $65 a month on average (roughly $44–$91 depending on plan … How Much Does Pet Insurance Cost for A Cockapoo? (2026) Pet insurance for a Cockapoo averages about $73 a month for a 6-year-old on a $5,000, $500-deductible, 80% pla… How Much Does Pet Insurance Cost for A Goldendoodle? (2026) Pet insurance for a Goldendoodle averages $91 a month for a 6-year-old on a $5,000, $500-deductible, 80% plan … How Much Does Pet Insurance Cost for A Maine Coon? (2026) Insuring a Maine Coon costs about $37–$38 a month on average, a few dollars above the typical cat, and jumps t… How Much Does Pet Insurance Cost for A Ragdoll? (2026) Pet insurance for a Ragdoll costs about $33 a month for a 7-year-old on a $5,000, $500-deductible, 80% plan, c… How Much Does Pet Insurance Cost for A German Shepherd? (2026) Accident-and-illness coverage for a German Shepherd runs roughly $39 to $61 a month for a 6-year-old dog on a … How Much Does Pet Insurance Cost for A Great Dane? (2026) Great Danes are among the priciest dogs to insure: MoneyGeek's June 2026 quotes for a 6-year-old on a $5,000 l… How Much Does Pet Insurance Cost for A Border Collie? (2026) Border Collies are one of the cheaper purebreds to insure: iHeartDogs' June 2026 quotes for a 1-year-old male … How Much Does Pet Insurance Cost for A Cane Corso? (2026) Insuring a Cane Corso costs $60 to $91 a month for a 6-year-old on MoneyGeek's standard $5,000-limit, $500-ded… How Much Does Pet Insurance Cost for A Cavapoo? (2026) Cavapoo insurance is on the affordable side: Spot's 2025 policyholders paid an average of $44.76 a month, and … How Much Does Pet Insurance Cost for A Poodle? (2026) Pet insurance for a Poodle runs about $40–$58 a month on MoneyGeek's modeled 2026 averages: $40 for a Miniatur… How Much Does Pet Insurance Cost for A Siberian Husky? (2026) A Siberian Husky averages about $48 a month for pet insurance in MoneyGeek's 2026 model, with Canine Journal s… How Much Does Pet Insurance Cost for A Chihuahua? (2026) The Chihuahua is the cheapest breed in MoneyGeek's 2026 dog insurance table at about $33 a month, and Canine J… How Much Does Pet Insurance Cost for A Corgi? (2026) Insuring a Pembroke Welsh Corgi averages about $53 a month in MoneyGeek's 2026 model; Canine Journal's 'Corgi'… How Much Does Pet Insurance Cost for A Pomeranian? (2026) Pet insurance for a Pomeranian averages about $43 a month in MoneyGeek's 2026 model, and Canine Journal quotes… How Much Does Pet Insurance Cost for A Yorkshire Terrier? (2026) A Yorkshire Terrier costs about $41 a month to insure in MoneyGeek's 2026 model, and Canine Journal quotes run… How Much Does Pet Insurance Cost for A Boxer? (2026) Boxers are among the pricier dogs to insure, averaging about $80 a month in MoneyGeek's 2026 model against a $… How Much Does Pet Insurance Cost for An Australian Shepherd? (2026) An Australian Shepherd averages about $41 a month for pet insurance in MoneyGeek's 2026 model, with Canine Jou… How Much Does Pet Insurance Cost for A Boston Terrier? (2026) Insuring a Boston Terrier costs about $50 a month ($596 a year) on a standard accident-and-illness policy, acc… How Much Does Pet Insurance Cost for A Cocker Spaniel? (2026) Pet insurance for a Cocker Spaniel averages about $57 a month ($683 a year) for a standard accident-and-illnes… How Much Does Pet Insurance Cost for A Cavalier King Charles Spaniel? (2026) A Cavalier King Charles Spaniel costs about $54 a month ($642 a year) to insure on a standard accident-and-ill… How Much Does Pet Insurance Cost for A Sphynx? (2026) Insuring a 7-year-old Sphynx costs about $40 a month ($476 a year) on a standard accident-and-illness policy, … How Much Does Pet Insurance Cost for A Bengal? (2026) Pet insurance for a Bengal averages about $35 a month ($420 a year) for a 7-year-old cat on a standard acciden… How Much Does Pet Insurance Cost for A Persian? (2026) A 7-year-old Persian costs about $37 a month ($443 a year) to insure on MoneyGeek's standard accident-and-illn… How Much Does Pet Insurance Cost for A Siamese? (2026) Pet insurance for a Siamese averages about $30 a month ($364 a year) for a 7-year-old cat, a bit below MoneyGe…
Cost of owning small and exotic pets
How Much Does A Ferret Cost? Setup, Yearly Costs and Insurance (2026) A ferret runs $200–$400 at Petco or PetSmart, $150–$400+ from a breeder, or $50–$150 from a rescue, and the ca… How Much Does A Rabbit Cost? Setup, Yearly Costs and Insurance (2026) A pet rabbit costs $25–$120 to adopt or $25–$250+ from a breeder, and Hepper's list of pen, spay/neuter, litte… How Much Does A Guinea Pig Cost? Setup, Yearly Costs and Insurance (2026) A guinea pig itself is cheap, $20–$40 to adopt or $25–$50 from a breeder (about $50 at a pet store), but the c… How Much Does A Hamster Cost? Setup, Yearly Costs and Insurance (2026) A hamster costs $15–$25 at Petco or PetSmart (or $5–$20 from a rescue), but the initial setup runs $200–$485 o… How Much Does A Pet Rat Cost? Setup, Yearly Costs and Insurance (2026) A pet rat is one of the cheapest animals to buy, $11.99 at PetSmart or $10–$15 from a rescue, but rats need to… How Much Does A Bearded Dragon Cost? Setup, Yearly Costs and Insurance (2026) A bearded dragon itself is cheap: $40–$120 at Petco or PetSmart and $80–$200 from a breeder, though designer m… How Much Does A Leopard Gecko Cost? Setup, Yearly Costs and Insurance (2026) A standard leopard gecko costs $20–$75 at a pet store or $50–$150 from a breeder, and a complete habitat runs … How Much Does A Snake Cost? Setup, Yearly Costs and Insurance (2026) Using the two most common beginner species as the benchmark, a normal ball python costs $25–$200 and a normal … How Much Does A Turtle Cost? Setup, Yearly Costs and Insurance (2026) A red-eared slider is one of the cheapest pets to buy, at $10–$50 from a breeder or pet store and $0–$30 from … How Much Does A Chinchilla Cost? Setup, Yearly Costs and Insurance (2026) A standard grey chinchilla costs $150–$250 from a breeder or $50–$175 to adopt, and the cage and wheel usually… How Much Does A Parrot Cost? Setup, Yearly Costs and Insurance (2026) Using an African grey as the reference mid-to-large parrot, expect to pay $1,000–$5,000 for the bird from a br… How Much Does A Budgie Cost? Setup, Yearly Costs and Insurance (2026) A budgie is one of the cheapest pets to buy, about $40 at PetSmart and $40–$500 from breeders or $30–$100 to a… How Much Does A Cockatiel Cost? Setup, Yearly Costs and Insurance (2026) A cockatiel costs $75–$400 from a breeder (a normal grey is usually $75–$150) or $30–$100 to adopt, plus $150–… How Much Does A Hedgehog Cost? Setup, Yearly Costs and Insurance (2026) A pet hedgehog costs $150–$300 from a breeder, and the first-year setup, including cage, wheel, heat source an… How Much Does A Horse Cost? Setup, Yearly Costs and Insurance (2026) Buying the horse is the cheap part: $25–$125 for a BLM adoption or $1,500–$10,000 for a sound beginner horse, … How Much Does A Sugar Glider Cost? Setup, Yearly Costs and Insurance (2026) A single sugar glider costs $200–$500 from a US breeder, but because they must live in pairs, most owners buy … How Much Does An Axolotl Cost? Setup, Yearly Costs and Insurance (2026) An axolotl costs $50–$100 for a common color, but the animal is the cheap part: a 20-gallon tank with filtrati… How Much Does A Tarantula Cost? Setup, Yearly Costs and Insurance (2026) A beginner tarantula such as a Mexican red-knee costs $40–$70, and a basic enclosure runs $30–$80 plus $20–$80… How Much Does A Betta Fish Cost? Setup, Yearly Costs and Insurance (2026) A betta fish costs only $5–$25, but a proper 5–10-gallon setup with a heater and filter comes to about $130. A… How Much Does A Tortoise Cost? Setup, Yearly Costs and Insurance (2026) A small Russian tortoise costs $50–$150, needs about $225–$300 in core setup items and about $400 a year in ca…
Vet visit and treatment costs
How Much Does a Vet Visit Cost for a Dog? (2026) A routine vet visit for a dog runs about $56–$129 in CareCredit's national averages, and the exam fee itself i… How Much Does a Vet Visit Cost for a Cat? (2026) A routine vet visit for a cat costs about $57–$130 in CareCredit's national averages, or $53–$124 in Spot's fi… How Much Does a Vet Visit Cost for a Puppy? First-Year Costs (2026) A puppy's first vet visit with starter shots usually costs $100–$350, and because shots repeat every 3–4 weeks… How Much Does a Vet Visit Cost for a Kitten? First-Year Costs (2026) A kitten's first vet visit usually costs $75–$150 for the exam and first shots, or $150–$250 once a fecal test… Average Vet Bill for a Dog Per Year (2026) In a routine year, dog owners report spending about $598 on veterinary care (AVMA 2025), while Spot's fuller e… Average Vet Bill for a Cat per Year (2026): What Owners Really Spend The average cat owner spends about $529 a year at the vet, according to AVMA data cited by Spot, while Synchro… Average Vet Bill for a Dog's Broken Leg (2026): Splint, Surgery or Amputation Treating a dog's broken leg costs $1,371–$5,803 on average in the US, according to CareCredit's 2026 guide bui… Average Vet Bill for a Cat UTI (2026): Exam, Urinalysis, Antibiotics and Blockages A straightforward cat UTI costs $200–$600 at the vet, covering the exam, urinalysis, culture and antibiotics, … Average Vet Bill for a Dog Ear Infection (2026): Exam, Cytology, Meds and Surgery A dog ear infection costs about $154 on average to treat according to CareCredit's national procedure study, a… Average Vet Bill for Dog Surgery (2026): Spay to TPLO, Foreign Body and Bloat Dog surgery bills range from about $455 for a spay to $4,383 for surgery to remove a swallowed object, with TP… How Much Does It Cost to Spay a Dog? (2026) Spaying a dog at a US veterinary practice averages $455 nationally, and CareCredit's national study range is $… How Much Does It Cost to Neuter a Dog? (2026) Neutering a dog at a US veterinary practice averages $487 nationally, and CareCredit's national study range is… How Much Does It Cost to Spay a Cat? (2026) Spaying a kitten under 6 months old costs $322 on average at US veterinary practices, and CareCredit's nationa… How Much Does It Cost to Neuter a Cat? (2026) Neutering a male kitten under 6 months costs $212 on average at US veterinary practices, and CareCredit's nati… How Much Does It Cost to Put a Dog Down? (2026) Having a dog euthanized at a veterinary clinic costs $139 on average in the US (CareCredit's national study ra… How Much Does It Cost to Put a Cat Down? (2026) Euthanizing a cat at a veterinary clinic costs $158 on average in the US (CareCredit's national study range: $… How Much Does a Dog Dental Cleaning Cost? (2026) A professional dental cleaning for a dog averages $388 in the US, within a range of $307 to $702, according to… How Much Does a Cat Dental Cleaning Cost? (2026) A professional teeth cleaning for a cat averages $375 in the US, within a range of $300 to $682, according to … How Much Do Dog Vaccinations Cost? (2026) Most dog vaccines cost $20 to $70 per shot at a veterinary practice, and a puppy's first-year series usually r… How Much Do Cat Vaccinations Cost? (2026) Cat vaccines typically cost $20 to $45 per dose at a vet, per MetLife: $20–$30 for a one-year rabies shot, $20… How Much Does It Cost to Microchip a Dog? (2026) Microchipping a dog costs $48 on average at a US vet practice, with state averages from $38 in Mississippi to … How Much Does an Emergency Vet Visit Cost? (2026) The exam fee alone at an emergency vet averages $135 for dogs and $143 for cats, according to CareCredit's nat… How Much Does a Dog X-Ray Cost? (2026) A set of two to three dog X-ray views costs $172 on average nationally, according to CareCredit, and the same … How Much Does Dog Blood Work Cost? (2026) Routine dog blood work, meaning a complete blood count plus a chemistry panel, usually costs $100–$200 accordi… How Much Does a Dog Ultrasound Cost? (2026) A dog ultrasound costs $483 on average in the U.S., with most bills between $383 and $880, according to CareCr… How Much Does Dog Allergy Testing Cost? (2026) Dog allergy testing costs about $200–$500 for the test alone, not counting the exam or treatment, according to… How Much Does Cat Kidney Disease Treatment Cost? (2026) Managing kidney disease in a cat usually costs $100–$500 a month (Embrace, 2021), depending mostly on how many… How Much Does Dog Cancer Treatment Cost? (2026) Treating cancer in a dog usually starts with a $500–$3,000 workup, followed by surgery, chemotherapy or radiat… How Much Does It Cost to Treat a Diabetic Cat? (2026) A diabetic cat costs money every month: insulin runs about $30–$100 a month (Spot), testing supplies $25–$50 a… How Much Does Parvo Treatment Cost for a Puppy? (2026) Parvo treatment costs $300–$2,600 or more by MetLife's estimate, while Embrace puts the typical total at $1,00… How Much Does Heartworm Treatment Cost for a Dog? (2026) Heartworm treatment for a dog averages about $1,000 according to MetLife, and severe cases can reach $6,000 wh… How Much Does Dog ACL Surgery Cost? (2026) Dog ACL (CCL) surgery usually costs a few thousand dollars per knee: CareCredit puts the national average for … How Much Does Dog Hip Dysplasia Surgery Cost? (2026) Hip dysplasia surgery for dogs costs $800 to $10,000 depending on the procedure, per CareCredit: FHO averages … How Much Does Bladder Stone Surgery Cost for a Dog? (2026) Bladder stone surgery (cystotomy) for a dog averages $2,331 nationally according to the 2025–2026 Synchrony co… How Much Does Dog Cataract Surgery Cost? (2026) Dog cataract surgery averages $3,782 per eye nationally, within CareCredit's national study range of $2,995 to… How Much Does Dog Lump or Mass Removal Cost? (2026) Removing a lump or mass from a dog typically costs $250 to $1,800 or more, according to PetMD, with most vets …
Pet insurance cost by state
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